If you live in a rented house or an apartment, it's a good idea to have insurance in place that provides important coverage for both you and your personal property.
In case your house or apartment is broken into, destroyed by a fire, or perhaps a friend gets injured at your home, renters insurance provides financial protection for you and your family. It pays for the repair and replacement of lost items as well as any liability issues you may be held responsible for due to a negligent act.
A renters insurance policy from Lohman and Lohman Insurance can provide you with coverage for your personal items and personal liability to protect you from the unexpected.
If you rent an apartment or a house, the building owner is responsible for any perils that befall the property. Rest assured, if the place burns down, your landlord’s insurance is responsible to compensate him for damage to the structure.